When you develop a long-term disability that takes away your ability to work, you can get assistance from Social Security lawyers to claim benefits from the government. The Social Security Administration (SSA) manages two programs for this purpose: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).
There are many people who don’t distinguish between SSI and SSDI and this is understandable. After all, they do have similarities, such as in how they determine medical eligibility. It is important to understand, though, that they are completely distinct programs.
The social security disability program exists to help people in dire need of a financial respite, but the process of obtaining this respite can often prove to be a frustrating experience, with the stack of paperwork involved and the prolonged waiting period. The process gets even more exasperating if the application is not approved at the initial stage, leading to a lengthy appeal procedure.
Usually, consulting a social security disability lawyer prior to applying for benefits offers a couple of advantages to the applicant and increases the odds of having the claim approved at the first instance. The lawyer is already well-versed in the complexities and requirements of the system, so he or she can offer some useful advice on what to include or what not to do every step of the way.
Although this amount might seem insignificant at first glance, the 1.7% increase follows the inflation rate, or the rate of increase in the prices of several commodities. This adjustment especially helps those who solely depend on their Social Security funds to take care of themselves and their families, particularly retirees.
The benefits of Social Security are not limited to retirees, however, as there is also what is called the Disability Program. According to the Social Security website, a person is deemed to be disabled if he cannot work due to a severe medical condition that has lasted or is expected to last for at least one year, or if it will result into imminent death. Furthermore, the affliction should prevent a person from doing the work that he or she has engaged in previously.
First of all, Social Security disability attorneys around Parkersburg, WV are well aware of the criteria that the Social Security Administration uses to judge whether you are disabled or not. This consists of five questions: Are you working? Is your condition “severe?” Is your condition found in the list of disabling conditions? Can you do the work you did previously? Can you do any other type of work? Being aware of these requirements will help you develop a case so that it has a better chance of being approved. Plus, with the experience that your lawyer brings, they would know exactly what information needs to be gathered like medical and police records.
Second, legal representation will help shepherd your case. Lawyers with experience on Social Security claims would know when to file your case and how to ensure that it gets the attention it deserves.
Accidents and sickness happen a lot more often than people think. Studies even show that 20-year olds these days have a one-in-four chance of becoming disabled before they reach the age of 67. That’s a worrying statistic and many people should be aware of the requirements of Social Security for disability eligibility so that they can be assured of getting the benefits they will eventually need.
The basic requirements for getting disability benefits are: (1) a person has worked long and recently enough to get Social Security work credit and (2) that the person is deemed disabled and won’t be able to work. Applying to receive the benefits is easy, but the process usually requires the help of an experienced Social Security disability lawyer like those from Jan Dils, Attorneys at Law. This is because you’ll need to prepare a solid claim and boost your chance of approval, thereby allowing you to avoid possible hearings in front of an administrative law judge (ALJ).
“Sure, waiting it out until your full retirement age can boost the final payouts, as most financial advisors and accredited social security lawyers will attest. However, two key factors can play a role in making people decide to cash in early: physical health and life expectancy.
The average life expectancy of a typical American is 79.8 years old; 77.4 for men, and 82.2 for women. Based on these alone, Americans might yet be encouraged to hold out until age 70 when benefits are compounded. Still, many Americans are claiming early because it is a form of paycheck for them that helps tide them over from month to month. A lot of Americans, too, find the financial landscape of Social Security too complex to figure out.”