Those who are unable to work and earn a living due to an impairment or a disability have the option to file a claim seeking financial assistance from the Social Security Administration (SSA). Once a claim is approved, the claimant will receive benefits to take the place of lost earnings so they can continue to support themselves or their families. However, some claims may be denied due to the following reasons:
Didn’t work in jobs covered by Social Security
One may have worked many years earning his or her monthly pay, but if his or her job wasn’t covered by Social Security, the claim is likely to be denied. According to an article in Creators.com, there is a long list of jobs not covered by Social Security, at times varying from state to state. For instance, a lot of teachers in California, Texas, and Ohio are not under the Social Security program.
Disability or impairment is not recognized by the SSA
One’s disability or impairment should be included in the SSA’s listing manual before he or she can qualify for social security disability benefits. The list includes musculoskeletal conditions, cardiovascular conditions, respiratory issues, mental disorders, immune system disorders, and cancer, among others. However, there is an exception to this rule in that a person can still qualify as long as his or her condition limits his or her function.
Even when a claim is denied, one can still appeal the decision with the help of a social security disability lawyer.